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ABOUT US
The Rhode Island Joint Reinsurance Association (RIJRA) also known as the Rhode Island FAIR Plan (Fair Access to Insurance Requirements) was founded by the Rhode Island Legislature in response to the Federal Urban Property Protection and Reinsurance Act of 1968.  Our purpose is to provide basic property insurance on eligible property for applicants who have been unable to gain insurance through the voluntary market.

RIJRA offers policies under the Homeowners, Dwelling Fire and Commercial Property programs as approved by the Rhode Island Division of Insurance. Applicants must meet our reasonable underwriting standards, however coverage is provided without consideration of environmental conditions associated with the property's location.

Special Notices  
  • Windstorm Limitation Notification
  • What to do after a loss
  • Emergency Loss Reporting
  • Revised Rejection Procedure for Immediate Coverage and Endorsement Requests
  • Fax Numbers Update for Immediate Coverage
  • Hurricane Preparedness Reminder
  • ACH Electronic Funds Transfer Payment



  • New Service Enhancements Producer Resources
  • Homeowners Program: Rates & Rules Effective 11/01/2013
  • Download the Latest Changes
  • Dwelling Program: Rates & Rules Effective 11/01/2013
  • Seminars for Producers
  • Web Application
  • Next Maintenance: Site currently undergoing maintenance.
  • IVANS Download
  • Association's Holiday Schedule
  • Dwelling Hurricane Deductible Rule & Form Revision Effective 12/01/12
  • Homeowners Hurricane Deductible Rule & Form Revision Effective 12/01/12
  • Dwelling Personal Liability Rate Revision Effective 6/1/12
  • Homeowners Program - Mandatory Hurricane Deductible Requirement
  • Dwelling Policy Program - Mandatory Hurricane Deductible Requirement
  • Electronic Commission Statements





  • Rhode Island
    Joint Reinsurance Association
    2 Center Plaza
    Boston, MA 02108
    Copywrite , Rhode Island Joint Reinsurance Association, 2000